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Current Health Insurance

The survey asked parents if their child currently had any kind of health insurance, including HMOs or government plans such as Medicaid. Overall, 91.2 percent of children have health insurance coverage. This proportion varies substantially across racial and ethnic groups and income categories.

White children are the most likely to be insured (94.3 percent) and Hispanic children the least (78.8 percent). Approximately 93 percent of Black, multiracial, and children of other races had insurance at the time of the interview.

Children in poor and near-poor families are more likely than children in higher-income families to lack health insurance. While 85.2 percent of children with family incomes below the Federal poverty level have health insurance, 87.1 percent of children with family incomes between 100 and 199 percent of poverty have insurance.

Over 90 percent of children in higher-income families are currently insured: 94.2 percent of children with family incomes between 200 and 399 percent of FPL and 97.2 percent of children with family incomes of 400 percent of FPL or more. 

 

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This chartbook is based on data from the National Survey of Children's Health. Suggested citation: U.S. Department of Health and Human Services, Health Resources and Services Administration, Maternal and Child Health Bureau. The National Survey of Children's Health 2003. Rockville, Maryland: U.S. Department of Health and Human Services, 2005.